Self Employed Mortgage

Get Approved With Your Bank Statements… Not Your Tax Returns!

It’s That Easy!

Self Employed Mortgage Approved With Your Bank Statements, Not Your Notice Of Assessments!

Self Employed Mortgage Programs

Get Approved With Your Bank Statements, For Any Self Employed Mortgage Program

Home Buyer Mortgage

Purchase Your Dream Home

Home Equity Line of Credit

Get A HELOC To Use For Any Purpose

Refinance Mortgage

Refinance For A Better Rate

Home Equity Loan

Access Up To 90% Home Equity

Debt Consolidation Mortgage

Consolidate Debt Into Your Mortgage

Home Reno/Construction

Renovate Your Home or Build
Get Started

Get Approved For A Self Employed Mortgage

Tell Us About Your Business And Business Revenue & We'll Tell You How Much You Can Get Approved For

Self Employed Mortgage Qualifications

What Are Self Employed Mortgage Requirements?

mortgage brokerGetting approved for a mortgage for self employed home buyers or self employed home owners is quite easy. In today’s real estate market with house prices having increased significantly, and changes to Canadian mortgage rules including the stress test, self employed borrowers are finding it harder to qualify for a mortgage, because of low income reported to on their Notice of Assessment Tax Returns. For most business owners, this makes it very difficult to purchase your dream home or access equity from your property, as most business owners have operating expenses which are written off against their income for tax purposes.

We will get you approved with your bank statements – Not Tax Returns!

Self Employed Mortgage Documents Required


Proof Of Self Employment

Proof Of Business Licence or Articles of Incorporation

Bank Statement History

3 or 6 Months Bank Statements To Show Business Revenue

Home Equity

20% Down Payment or 20% Equity In Your Home

Not Required

Notice Of Assessments

NOA's Are Not Required, As You're Qualified With Bank Statements

T1 Generals

Not Required, As Write-Offs & Expenses Don't Matter

Financial Statements

Not Required, As Write-Offs & Expenses Don't Matter

Lenders For Self Employed Mortgage

Some Of Our Self Employed Mortgage Lenders Offering Competitive Interest Rates