Second Mortgage

Access up to 90% of Your Home Value

  • No Income
  • No Credit
  • Past Bankruptcy
  • Consumer Proposal
  • Collections
  • New To Canada
  • Mortgage Arrears
  • Tax Arrears

How Much Does Your Property Qualify For?


See How Much You Can Borrow In Seconds!

How Second Mortgages Work

What Is A Second Mortgage?

Second Mortgages are the fastest way, with the least restrictions and requirements, to borrowerA borrower in a mortgage transaction is also known as the mortgagor. The person, people or entity receiving a loan from a lender or bank, also known as the mortgagee. As a mortgage borrower, there are responsibilities to comply with the terms and conditions of the mortgage commitment agreement before and during the term of the mortgage. A mortgage borrower is responsible for qualifying for a mortgage, making payments, along with many other requirements set out in their mortgage commitment. money from your home equityWhat Is Home Equity? Home equity is money available in a home, and calculated as property value minus mortgage balance(s), including line of credits and liens. For example if a property is valued at $500,000 and the home owner(s) have a total mortgage balance of $300,000, then the home equity available is $200,000. What Is A Home Equity Loan? A home equity loan is a mortgage loan that is approved based on home equity. Traditionally, for home equity loans, income and credit are not considered for qualifying as the qualification is based on the equity in the home. Home equity lenders will,... More. ¬†Regardless of your income, credit, or whether you’ve come out of a bankruptcy or consumer proposal, you can still borrow money from your home equity.

With a 2nd mortgage lender approves your mortgage based on the equity in your home, and not based on your income or credit. We get all situations approved, as long as you have equity in your home.

Use A Second Mortgage For Just About Anything!

Investment Opportunity

Home Renovation

Property Tax Arrears

Business Financing

CRA Income Taxes

Pay Consumer Proposal

Emergency Money

Get Approved For A Second Mortgage In Seconds!

Tell Us About Your Property And Mortgage Details, And We'll Show You How Much You Can Borrow With Monthly Payments

Get Approved Now

How To Get A Second Mortgage

Get A Second Mortgage In Just 3 Simple Steps!

Step 1: Get Approved

Calculate Your Home Equity, Using Our Second Mortgage Calculator, To Qualify

Step 2: Sign Commitment

Sign Your Mortgage Approval Documents Electronically or In Person

Step 3: Close With A Lawyer

Sign At Your Lawyers Office To Register & Receive Your Second Mortgage Funds

Second Mortgage Calculator

Calculate Your Home Equity, Monthly Payment & Interest Rate, Simply In Just Seconds!


Approvals Are Based On Home Equity Only


Close At Your Lawyer's Office In Just 1 Day


We Shop Our Lender Network For The Best Offers


Payment-Free Options For One Year