Second Mortgage

Access Up To 90% Of Your Home Equity
No Income or Credit Required

Get Approved For A 2nd Mortgage

Regardless Of...
  • No Income
  • No Credit
  • Past Bankruptcy
  • Consumer Proposal
  • Collections
  • New To Canada
  • Mortgage Arrears
  • Tax Arrears


What Is A Second Mortgage?

A second mortgage is a mortgage charge registered as a lien secured on real estate. A 2nd mortgage is registered on the title/deed of a property, in 2nd position, behind a 1st mortgage, therefore not discharging the first mortgage on the property.

How Does Approval Process Work?

Since second mortgages are based on equity built into your home, regardless of your income or credit history, you can still borrow money from your home equity. In the process of your application, we will order an appraisal report to confirm your property value, and also gather the first mortgage statement to confirm your home equity, as per lender’s requirements. A standard mortgage application will be required to process, and review credit, for due diligence, to address any judgements or significant issues in advance.

Upon confirmation of your property value,  mortgage balance(s) registered on the title, and due

We get all situations approved, as long as you have equity in your home.

How To Get A Second Mortgage

Get A Second Mortgage In Just 3 Simple Steps!

Step 1: Get Approved

Calculate Your Home Equity, Using Our Second Mortgage Calculator, To Qualify

Step 2: Sign Commitment

Sign Your Mortgage Approval Documents Electronically or In Person

Step 3: Close With A Lawyer

Sign At Your Lawyers Office To Register & Receive Your Second Mortgage Funds

Get Approved For A 2ndMortgage Now

No Income or Credit Required. 2nd Mortgage Approvals Are Based On Home Equity!

Use A Second Mortgage For Just About Anything!

Home Renovation

Property Tax Arrears

Business Financing

CRA Income Taxes

Pay Consumer Proposal

Emergency Money

Get Approved Now

Get Approved For A Second Mortgage In Seconds!

Tell Us About Your Property And Mortgage Details, And We'll Show You How Much You Can Borrow With Monthly Payments

Second Mortgage Calculator

Calculate Your Home Equity, Monthly Payment & Interest Rate, Simply In Just Seconds!