Mortgage Refinancing


Large Network of Banks and Lenders To Compare offers


Refinance 1st or 2nd Mortgages To Maximum Equity


Good, Bad, No Credit, Bankruptcy, Consumer Proposal? APPROVED!

Own A Home? Get Approved

Mortgage Refinancing Made Simple Using A Mortgage Broker

Mortgage refinancingMortgage refinancing is changing the term of the mortgage before the maturity date of the mortgage. A borrower refinancing their mortgage will be breaking their current mortgage, and often incurring an applicable penalty for early repayment, and replacing their mortgage with a new mortgage. Home owners are often refinancing their mortgage to get a lower interest rate, consolidate debt, do home renovations, or access equity from their home. Refinancing a mortgage requires a borrower to qualify for the new mortgage with their income and credit. Refinancing a mortgage can be done at any tim... More can be a little overwhelming sometimes. We see a lot of advertisement from banks and lenders with today’s lowest interest rate mortgages, however lower rates don’t always mean that it’s a better mortgage for you.  Using a mortgage broker for mortgage refinancing can eliminate the confusion.

Our expert Mortgage Brokers are trained, specifically, to understand your current financial situation, while also gaining information regarding your future financial goals. This is very important as it helps us understand which type of mortgage product, and terms to seek for our clients.

mortgage financing ✔ Search more than 40 lenders with a single credit check

 ✔ Lowest Rates Guaranteed

 ✔ Negotiate Terms

 ✔ Good & Bad Credit Borrowers Approved

 ✔ No Income? No Problem. We Can Get You Approved.

How To Refinance Your Mortgage

  1. Complete The Form Above
  2. Get Instant Approvals & Offer (lock in today’s lowest rate)
  3. Sign Mortgage Documents
  4. Close At Your Lawyer’s Office In Just Days!

Reasons To Refinance A Mortgage

Reason Home Owners Refinance Their Mortgage

Debt Consolidation

Investment Opportunity

Real Estate Investment

Home Renovation

Business Financing


Lower Interest Rate

Pay For Education

Auto Financing

CRA Income Taxes

Emergency Money

Personal Use


Get A Free, No Obligation, Quote

Compare interest rates, terms, and products and choose the best one.


Approvals Are Based On Home EquityWhat Is Home Equity? Home equity is money available in a home, and calculated as property value minus mortgage balance(s), including line of credits and liens. For example if a property is valued at $500,000 and the home owner(s) have a total mortgage balance of $300,000, then the home equity available is $200,000. What Is A Home Equity Loan? A home equity loan is a mortgage loan that is approved based on home equity. Traditionally, for home equity loans, income and credit are not considered for qualifying as the qualification is based on the equity in the home. Home equity lenders will,... More Only


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I was making the minimum monthly payments on my credit cards and loans for a couple of months while I was trying to keep my credit score in good standings. The minimum payments weren't paying my balances off quickly, so I decided to refinance my mortgage to consolidate my debts. Now I only have one payment, which is my mortgage paymentA mortgage payment is the payment amount, usually comprised of principal and interest payments, agreed upon as per mortgage approval documents, which a borrower makes to the lender as repayment for the mortgage. A mortgage payment is calculated based on the interest rate, compounded annually or monthly, as well as the amortization period. Interest rate of a mortgage and amortization period, will determine the amount of interest that is applied to the interest portion, and the amount of principal payment that is applied to the principal portion of the mortgage payment. A mortgage payment ... More and it certainly lifted a big weight off my shoulders, to pay off the debts.

George PetrakisToronto, Ontario

How Much Do You Qualify For?

Calculate Your Home Equity, Interest Rate, and Monthly Payments Below FREE, with No Obligations!
  • How Much Does Your Property Qualify For?

    mortgage refinance calculatorCalculate your mortgage rate, termA mortgage term is the time period which the mortgage agreement is in effect. Mortgage terms can range from 6 months and up to 10 years. The mortgage term is set at the time of the approval of the mortgage. The mortgage term shouldn't be confused with the amortization period of the mortgage, as the mortgage term is usually 5 years whereas the amortization period can be 25 year to 35 years. At the time of the mortgage approval, a borrower should determine how long of a mortgage term they would like to take, as there is usually a penalty for repaying a mortgage by refinancing or selling their... More and payments using a mortgage refinancing calculator. We the process very simple for you to qualify using your home equity, and not credit or income.

    Get approved today to refinance your mortgage.

    Good or bad credit? Approved!

  • Reason To Refinance

    • Debt Consolidation
    • Home Renovations
    • Mortgage Arrears
    • Pay Off Consumer Proposal
    • Pay Off Bankruptcy
    • Fast Cash From Home Equity
    • Stop Bank Power of Sale
    • Stop Foreclosure
    • Property Tax Arrears
    • Personal Debts
    • Vacation
    • Pay for Education
  • How Long Does The Process Take?

    What is a Refinance Calculator


    Our Refinance Calculator is a free and easy-to-use online mortgage calculator used to calculate how much equity there is in your home, which banks and lenders will allow you to refinance as a second mortgage or home equity loan.

    There is no credit check or income verification required. The Home Equity Loan Calculator will calculate the maximum home equity loan or second mortgage you can take from your property, based on the equity remaining in your property, taking into consideration any existing first mortgage, second mortgage, or home equity line of credit.

    1. Use The Second Mortgage Calculator To Get Your Instant Approval
    2. Sign Your Mortgage Commitment Documents
    3. Close With Your Lawyer In Just 48 Hours!