Mortgage Pre-Approval

All Situations Welcome

  • Bad Credit Approved
  • First Time Home Buyers
  • Self Employed
  • New To Canada


Mortgage Approval

Fast Pre-Approval

Get a mortgage pre-approval the with 24 hours from the time you apply.

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Lock in today's lowest mortgage rate and dont get affected by rake hikes!

Mortgage Broke

200+ Lenders

Access to a large portfolio of Top Canadian Mortgage Lenders.

What is a mortgage pre-approval?

Mortgage pre-approval explained

A mortgage pre-approval is the mortgage financing pre-qualification process for purchasing a home, investment property, commercial property & other.  During this process, the home-owner-to-be will learn things such as the budget to search for a property, the mortgage rate they qualify for, how much their monthly payments will be,  closing costs , including land transfer tax and more.

How to get pre-approved for a mortgage

Getting pre-approved for a mortgage

Documents required

To begin the mortgage pre-approval process it’s best to have an initial consultation with a Mortgage Broker, whether in person, or over the phone.  During the initial discussion the broker will ask a series of questions regarding employment, income, credit, debt, and assets. It’s also important during this process for us to understand the borrower’s future plans to ensure the appropriate mortgage term is chosen.
mortgage pre-approval
  • Recent Pay Stub
  • Employment Letter
  • T4 or T4A
  • Bank Statements
  • T1 Generals
  • Business Financials
  • NOA's
  • Business Licence

Advantages & Disadvantages

Pros & Cons of Getting & Not Getting Pre-Approved

man pointing right
Getting a mortgage pre-approval is most beneficial to home buyers, as you are gaining a lot vital information regarding your mortgage financing qualifications.  Knowing the monthly payments, interest rate, closing costs and other important information regarding the biggest loan you will likely have in your life, will impact your decision in the home buying process — the more you know, the better!
One of many disadvantages of not getting a mortgage pre-approval is not being able to purchase with confidence. This applies especially in a competitive real estate market, where there are multiple offers being made on one property. Having a pre-approval will make a difference!

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