Private Mortgages From Direct Private Lenders


Private Mortgages Are Approved Based On Equity, Whether Refinancing or Purchasing


Good, Bad, No Credit, Bankruptcy, Consumer Proposal? APPROVED!


No Monthly Payment Options
private mortgage pointing down

Get Approved On Equity

Why Get A Private Mortgage

Debt Consolidation

Pay Mortgage Arrears

Investment Opportunity

Home Renovation

Property Tax Arrears

Business Financing

Stop Power of Sale

Stop Foreclosure

Pay For Education

CRA Income Taxes

Pay Consumer Proposal

Emergency Money

Start Your FREE Quote Now

All Credit Types Approved!

Get Your FREE, No Obligation, Mortgage Quote & Pre-Approval!

Private Mortgage Lenders – Fast Access To Equity In Your Home

A private mortgage, first, second or third mortgage, from a private lender is the quickest and easiest method for getting financing. Wether you are refinancing your current home, or purchasing a property, a private mortgage is the easiest mortgage to qualify for.

Our private lenders approve your mortgage based on the equity in the property, and not the traditional credit and income qualifications the banks require. Whether you have good credit, bad credit, no credit, came out of a bankruptcy, or are currently in a consumer proposal we can get your private mortgage approved fast and easy!

How Much Money Does Your Property Qualify To Borrow?

Use The Second Mortgage Calculator To Get A Free Second Mortgage Quote, Based On Your Home Equity. (No Obligations)

Mortgage Calcualtor


Approvals Are Based On Home Equity Only


Close At Your Lawyer's Office In Just 1 Day


We Shop Our Lender Network For The Best Offers


Payment-Free Options For One Year

My credit cards debt was getting out of control, and very hard to manage. Mortgage Associates Ontario assessed my situation, and arranged an equity based second mortgage and I consolidated my bills with two days. I couldn't have done it without their help and recommend them to anyone needing to consolidate debts.

Heather RobertsonRichmond Hill, Ontario

Get Approved Over The Phone

Speak With A Professional Mortgage Broker & Get Approved Over The Phone

Call 1-866-930-1660

How Much Do You Qualify For?

Calculate Your Home Equity, Interest Rate, and Monthly Payments Below FREE, with No Obligations!
  • Private Mortgage Calculator

  • How Much Does Your Property Qualify For?

    Private Mortgage Lenders DO NOT REQUIRE Income or Credit Qualifications. Approved On Equity Only!

    Home Equity loan calculator, calculate second mortgage paymentsFor a Private Mortgage or Equity Loan, the only thing needed to qualify is equity in your home. Lenders will allow an equity take out of up to 90% of your property value!

  • Reason To Take Out A Private Mortgage

    • Debt Consolidation
    • Home Renovations
    • Mortgage Arrears
    • Pay Off Consumer Proposal
    • Pay Off Bankruptcy
    • Fast Cash From Home Equity
    • Stop Bank Power of Sale
    • Stop Foreclosure
    • Property Tax Arrears
    • Personal Debts
    • Vacation
    • Pay for Education
  • How Long Does The Process Take?

    Private mortgages are easier to obtain than traditional mortgages from financial institutions. Private lenders are more interested in the equity in your home as well as the marketability of your property, as opposed to your income.

    Low interest rates, suitable terms and NO UPFRONT APPLICATION FEES!

    1. Use The Private Mortgage Calculator To Get Your Instant Approval
    2. Sign Your Mortgage Commitment Documents
    3. Close With Your Lawyer In Just 48 Hours!

Proudly Servicing All of Ontario

Mortgage Associates Ontario is a Mortgage Brokerage Licence in the Province of Ontario, Canada to provide mortgage financing service to Toronto, Greater Toronto Area, Scarborough, North York, Pickering, Ajax, Whitby, Oshawa, Bowmanville, Ottawa, Mississauga, Brampton, Bolton, Milton, Oakville, Burlington, Guelph, Niagara Falls, Hamilton, Cambridge, Woodbridge, Maple, Vaughan, London, Waterloo, Windsor, Thunder Bay, Sudbury, Markham, Richmond Hill, Aurora, Newmarket, Bradford, Barrie, East/West Gwillimbury, Innisfil & more!