Mortgage Refinancing


Large Network of Banks and Lenders To Compare offers


Refinance 1st or 2nd Mortgages To Maximum Equity


Good, Bad, No Credit, Bankruptcy, Consumer Proposal? APPROVED!

Own A Home? Get Approved

Reasons To Refinance A Mortgage

Reason Home Owners Refinance Their Mortgage

Debt Consolidation

Investment Opportunity

Real Estate Investment

Home Renovation

Business Financing


Lower Interest Rate

Pay For Education

Auto Financing

CRA Income Taxes

Emergency Money

Personal Use

Mortgage Refinancing Made Simple Using A Mortgage Broker

Mortgage refinancing can be a little overwhelming sometimes. We see a lot of advertisement from banks and lenders with today’s lowest interest rate mortgages, however lower rates don’t always mean that it’s a better mortgage for you.  Using a mortgage broker for mortgage refinancing can eliminate the confusion.

Our expert Mortgage Brokers are trained, specifically, to understand your current financial situation, while also gaining information regarding your future financial goals. This is very important as it helps us understand which type of mortgage product, and terms to seek for our clients.

mortgage financing ✔ Search more than 40 lenders with a single credit check

 ✔ Lowest Rates Guaranteed

 ✔ Negotiate Terms

 ✔ Good & Bad Credit Borrowers Approved

 ✔ No Income? No Problem. We Can Get You Approved.

How To Refinance Your Mortgage

  1. Complete The Form Above
  2. Get Instant Approvals & Offer (lock in today’s lowest rate)
  3. Sign Mortgage Documents
  4. Close At Your Lawyer’s Office In Just Days!

Get A Free, No Obligation, Quote

Compare interest rates, terms, and products and choose the best one.


Approvals Are Based On Home Equity Only


Close At Your Lawyer's Office In Just 1 Day


We Shop Our Lender Network For The Best Offers


Payment-Free Options For One Year

I was making the minimum monthly payments on my credit cards and loans for a couple of months while I was trying to keep my credit score in good standings. The minimum payments weren't paying my balances off quickly, so I decided to refinance my mortgage to consolidate my debts. Now I only have one payment, which is my mortgage payment and it certainly lifted a big weight off my shoulders, to pay off the debts.

George PetrakisToronto, Ontario

How Much Do You Qualify For?

Calculate Your Home Equity, Interest Rate, and Monthly Payments Below FREE, with No Obligations!
  • How Much Does Your Property Qualify For?

    mortgage refinance calculatorCalculate your mortgage rate, term and payments using a mortgage refinancing calculator. We the process very simple for you to qualify using your home equity, and not credit or income.

    Get approved today to refinance your mortgage.

    Good or bad credit? Approved!

  • Reason To Refinance

    • Debt Consolidation
    • Home Renovations
    • Mortgage Arrears
    • Pay Off Consumer Proposal
    • Pay Off Bankruptcy
    • Fast Cash From Home Equity
    • Stop Bank Power of Sale
    • Stop Foreclosure
    • Property Tax Arrears
    • Personal Debts
    • Vacation
    • Pay for Education
  • How Long Does The Process Take?

    What is a Refinance Calculator


    Our Refinance Calculator is a free and easy-to-use online mortgage calculator used to calculate how much equity there is in your home, which banks and lenders will allow you to refinance as a second mortgage or home equity loan.

    There is no credit check or income verification required. The Home Equity Loan Calculator will calculate the maximum home equity loan or second mortgage you can take from your property, based on the equity remaining in your property, taking into consideration any existing first mortgage, second mortgage, or home equity line of credit.

    1. Use The Second Mortgage Calculator To Get Your Instant Approval
    2. Sign Your Mortgage Commitment Documents
    3. Close With Your Lawyer In Just 48 Hours!

Proudly Servicing All of Ontario

Mortgage Associates Ontario is a Mortgage Brokerage Licence in the Province of Ontario, Canada to provide mortgage financing service to Toronto, Greater Toronto Area, Scarborough, North York, Pickering, Ajax, Whitby, Oshawa, Bowmanville, Ottawa, Mississauga, Brampton, Bolton, Milton, Oakville, Burlington, Guelph, Niagara Falls, Hamilton, Cambridge, Woodbridge, Maple, Vaughan, London, Waterloo, Windsor, Thunder Bay, Sudbury, Markham, Richmond Hill, Aurora, Newmarket, Bradford, Barrie, East/West Gwillimbury, Innisfil & more!